Binghamton Homeownership Academy

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Enhanced Homebuyer Program

Metro Interfaith/BHOA Housing Counselor: Conant Smith, metro.csmith@stny.rr.com Opportunities for Chenango, Inc., Quaranta Housing Services/BHOA Housing Counselor: Cathy Berger, cberger@ofcinc.org

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 The City of Binghamton

& Binghamton Homeowner Institute

Proudly Announces the availability of the

Enhanced First Time Homebuyer Program

Buy your first home now!

Limited Availability! First Come, First Serve!

$5,000 Closing Cost Assistance

5 Year Forgiven Loan

Repair funds after closing 

$20,000 for single family

$40,000 for two family

(Partially forgiven loan)

Call for eligibility requirements today! 607.723.0582

Income Limits ($) 1 Person in family 36,600 2 Person in family 41,800 3 Person in family 47,050 4 Person in family 52,250 5 Person in family 56,450 6 Person in family 60,650 7 Person in family 64,800 8 Person in family 69,000


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