Depending on current funding, there may be a variety of grants available to assist with down payment and closing cost assistance for first-time homebuyers. Applicants must complete the Pre-Purchase Homebuyer Education Course to qualify for a First Time Homebuyer Grant.

Current Assistance Programs:

First Home Club:

The BHOA partners with several local banks to offer a matched savings program for homeowners in need of down payment and/or closing cost assistance. The First Home Club* (FHC) matches $4 for every $1 you deposit – up to a maximum of $7,500 MATCH! There are various savings plans ranging from 10 to 24 months long.

Town of Union Down Payment and Closing Cost Assistance Program:

If you are a First Time Homebuyer purchasing within the Town of Union you could be eligible for up to $5,000 in assistance.

Call the BHOA for eligibility requirements today! 607.723.0723